DEBT RECOVERY

DEBT COLLECTION FOR SMME'S AND CORPORATES

Professional Debt Recovery for Businesses Across South Africa

PRS & Associates provides professional debt recovery services for businesses large and small, across a wide range of industries.

Types of Debt We Recover

Business-to-Business (B2B) Debt

Commercial debt between companies, including professional services, suppliers, trade accounts and contractual obligations.

Medical and Healthcare Debt (Including Medical Aid AND Insurance Shortfalls)

PRS & Associates has extensive experience recovering outstanding accounts across the medical and healthcare sector, including general practitioners, specialists, dental practices, allied health professionals and clinics.

We regularly recover medical aid and insurance shortfalls, applying a structured, compliant recovery approach that reflects the commercial and regulatory realities of medical billing.

Our team understands the sensitivities of medical tariffs, patient communication and reputational risk. We engage debtors professionally, clarify liability where required, and work towards resolution without compromising the practitioner–patient relationship.

Late-Stage Debt

Accounts that have remained unpaid despite statements, reminders, or internal follow-ups, and now require structured third-party intervention.

Disputed or Contested Accounts

Matters where liability, account balances, or contractual interpretation are challenged and require experienced negotiation and documentation review.

High-Value or Sensitive Accounts

Debt requiring discretion, experience and controlled escalation due to the value involved or the nature of the relationship.

How We Add Value

Why Businesses Involve PRS & Associates:

External third-party engagement improves response rates
Experienced negotiators reduce time-to-settlement
Advanced tracing locates hard-to-find debtors
Credit bureau listings encourage resolution
Structured escalation avoids unnecessary legal costs

Speak to a Debt Recovery Specialist

When debt recovery becomes necessary, choosing the right partner matters.

PRS & Associates offers the experience, systems and commercial alignment required to recover outstanding debt — without damaging relationships or wasting internal resources.

WHAT OUR CLIENTS SAY

Client Testimonials

Thank you for your ongoing commitment and assistance with our outstanding invoices. We are a small company of debt counsellors and truly value your transparent reporting and clear, detailed communication.

Celina

I would love to commend the exemplary service I receive from Chanell. Chanell handles all matters with such professionalism and pride. She is always so positive, and makes it so easy to make use of your service. The world needs more people like Chanell

Lisa

We recently started making use of PRS and Associates and am blown away at the excellent service they provide – the team is professional, courteous, and transparent – they continue to meet our required needs and we are more than happy with the results – we would definitely recommend anyone to make use of their services

Belinda

PROFESSIONAL ASSOCIATIONS

We are accountable to our clients as well as to the professional associations with various respected companies and organisations within the debt collection industry.

WHY USE A DEBT COLLECTOR

To ensure a healthy cash flow, maintaining debt collection is vital as overdue debt can severely harm business processes and disrupt business growth. The best route to follow is using a debt collector for an efficient and successful collection outcome that ensures disruptions in your business are avoided.